Employer Services from Fidelity

For over 20 years, Fidelity has provided trusted, long-term solutions to some of America's most respected companies and non-profit organizations. From retirement plans to complete HR/benefits outsourcing, few providers can match our range of workplace services, our depth of experience, and our commitment to your success.

Comprehensive & Integrated Retirement Solutions Growing Businesses (<1,000 employees)   401(k) plans and payroll services. Midsize Businesses (1,000-15,000 employees)   Defined contribution, defined benefit, stock, and nonqualified deferred compensation plans. Large Corporations (>15,000 employees)   Defined contribution, defined benefit, stock, and nonqualified deferred compensation plans. Tax-Exempt Organizations   Defined contribution plans, defined benefit plans, and services for health and welfare plans.

HR Outsourcing Solutions for Major Corporations Fidelity Total HR AdvantageSM   Innovative approaches, tools and support for workforce administration, talent management, and benefits administration.

Before investing in any mutual fund, please carefully consider the investment objectives, risks, charges and expenses. For this and other information, call or write Fidelity for a free prospectus. Read it carefully before you invest.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 300 Puritan Way, Marlborough, MA 01752